Growing Strong Ideas P/L Terms and Conditions

• By accepting these terms, the participant agrees to pay the Program fees (including GST) for the Program OR service using the payment method selected on the enrolment / booking form.
• The participant accepts that they are required to pay the full amount of the program or service fees even if they do not complete the program or service.
•  If the participant is under 18, the parent/guardian is required to sign the enrolment form
• If the participant is under the age of 18, the parent/guardian is responsible for the payment of the Program or Service Fees.
• The duration of the Program or Service is stated in the program or service description and/or advised at time of engaging GSI P/L t/a Steps to Change or their subsidiaries.
• Commencement date for the Program or Service is as stated in the program material, or booking date.
• Program enrolment is complete when the participant has been granted access to the online program via log-in username and password.  Enrolment fees must be paid in full before access is granted;
•  A participant may apply for a payment agreement with GSI P/L 
• Program commencement is effective from the scheduled group start date of the program or service rotation.
• Program or Service duration starts at the scheduled group start date and finishes at the end of the stated program or service end.
• Program Materials are supplied in an online environment, unless otherwise stated in the program description, and are available for viewing online and may not be downloaded;
• The content of the online Program Materials, including copyright and all other such intellectual property rights contained therein, remain the property of GSI P/L.  You may not reproduce any part of the online Program or Service Materials without the prior written consent of GSI P/L.
• Program materials and program content are subject to change without notice.
• Optional and additional resources or materials are available for most program and services. Most will be available via the internet and you do not need to purchase these materials to successfully complete your course.

Direct Debit Payment Plan Policy

1. Direct Debit Payment Term
   1.  The participant agrees that the Contract becomes binding on the date that GSI P/L accepts the participant’s completed Direct Debit Payment Plan (Commencement Date).
   2.  Unless terminated earlier in accordance with this Contract, the Contract will terminate on the date that is shown as the ‘Final Payment Date’ in the Direct Debit Payment Plan Application.
   3.  The period commencing on the Commencement Date and ending on the date referred to in clause 9 is the Term of the contract
   4. Deposit
      1.  A deposit amount is payable to GSI P/L by the Participant before or on the Commencement Date as per the selected program description. 
      2.  The total amount payable will be reduced by the amount of the deposit.         
   5. Payments and Fees
      1. The Participant will make payment to GSI P/L of the total amount in accordance with the Direct Debit Payment Plan Application.
      2.  To facilitate payments under clause 16, GSI P/L may debit the Participant’s nominated bank account in accordance with Paypal's Direct Subscription Plan Terms and Conditions
      3.  Transaction fees are payable as per the Paypal's Direct Subscription Plan Contract.
         
   6. Deferring a Payment
      1.  P/L may, at its sole discretion, defer payments under clause 16 to another date if a request is received from the Participant at least 48 hours before the due date for payment.         
   7. Altering Payment Plan
      1. Changes to the Payment Plan may occur, at GSI P/L discretion. A written request from the participant is required for consideration by GSI P/L

 

1. Dishonoured Payments
   1. Where the Participant's direct debit payment is dishonoured, GSI P/L will attempt to effect the direct debit on each of the following 2 consecutive days after the missed due date.
   2.   GSI P/L will not be responsible for any fees the Participant incurs from their bank due to dishonoured payments.
   3.  Where a direct debit payment is declined, program access will be suspended until the arrears are paid in full.
   4.  A maximum of three (3) declined payments will be permitted. After the third declined payment, the direct debit payment plan will be suspended and full payment of the outstanding balance will be required. ​
      1. Payment Plan Availability. Payment plans are available for select programs only.
      2.   Refunds and Program or Service Withdrawal
         1. Growing Strong Ideas P/I will not provide refunds if you change your mind or choose an inappropriate service/product

 
​Liability
Limitation of Liability 

1. The participant is responsible to provide any and all relevant and accurate information pertaining to their medical condition, prescription, state of mind, and emotional vulnerability.
2. All information provided by GSI P/L and its subsidiaries is general health information and participants are encouraged to confirm information with their trusted Health Care Provider.  The participant agrees that GSI P/L or its subsidiaries will not be held responsible for the consequence of any advice the GSI P/L, their subsidiaries, or staff provide to a participant as a result of inaccurate or incomplete information provided by the participant.
3. GSI P/L, their subsidiaries, or staff will not be liable if the participant does not follow the recommendations; purchases products other than what is suggested; takes suggested products in ways other than stipulated on the label, or as advised. 
4. When a participant is engaged in a group activity in the Program or Service, the information and advice provided may not be relevant to all participants at that time and is directed to only one participant.  If a Participant listens to a recording of any activity and choices to follow suggestions or recommendations directed to another participant, GSI P/L or its subsidiaries and, staff employees, or contractors will not be liable for any harm or misfortune.
5. To the extent permitted by law, GSI P/L hereby excludes any liability to the Participant in contract, tort, statute or in any other way for any injury, damage or loss of any kind whatsoever (including, without limitation, any liability for direct, indirect, special or consequential loss or damage), sustained by the Participant or any other person, or for any costs, charges or expenses incurred by the Participant, arising from or in connection with this Contract and any act or omission of  GSI P/L.
6. the extent permitted by law, the Participant indemnifies and keeps indemnified GSI P/L for any loss and damage suffered by GSI P/L by or as a consequence of this Contract.

 

Entire Agreement

1. This Contract, the Direct Subscription Application and any agreement entered into between the Participant and GSI P/L constitute the entire agreement, understanding and arrangement (express and implied) between the Participant and GSI P/L and supersedes and cancels any contract, deed, arrangement, related condition, arrangement, condition, warranty, indemnity or representation imposed, given or made by a party (or an agent of a party) prior to entering into this Contract.

 GSI P/L Responsibilities

1. GSI P/L has responsibilities to you as a Participant to provide you with a service that will assist you in the Program or Service environment to attain increased skill and knowledge in the self-care around the health topic of the chosen Program or Service.  Outcomes and change are dependent on many factors outside of GSI P/L's control, and we are not liable if the participant does not engage or participate fully in the Program or Service due to these outside factors.
2.  We undertake to abide by all our policies and procedures.  GSI P/L agrees to:
   1. Provide a tax invoice;
      1.  Provide login or access details to the online Program or Service Material after the payment of the enrolment fee, or a subscription plan has been entered into.
      2.  Provide program content and support during the Program or Service as outlined in the Program or Service course material.

By submitting an enrolment form and paying the Program or Service Fee, or deposit (where applicable), the participant agrees to the above Terms and Conditions of Enrolment.
 

Growing Strong Ideas P/L trading as Steps to Change is committed to complying with the Privacy Act 1988, the Australian Privacy Principles 2014 and the privacy provisions of all applicable legislation.

This privacy policy covers all personal information we hold. That is information, or an opinion about an individual, whose identity is apparent, or can be reasonably ascertained, from that information or opinion. This includes information we have collected from people through our office, over the phone and over the internet.

Collecting information
When we collect personal information from an individual, we will ensure that we do so in a fair manner and that we let the individual know where and how to contact our organisation. We will only collect information that is necessary for one or more of our functions or activities.

The personal information that we collect will depend on your relationship with us and the service you have requested. It may include:

• your identity and contact details including; name, address, email address, phone number, date of birth
• IP address or MAC address when using our website or mobile applications (and other associated details, including the city associated with your IP or MAC address, the date and time of your visit to our website, pages viewed, the URL of the website that you viewed before our website and the type of browser you use);
• if you use social media, any information that you allow the social media site to share with us;
• your feedback and opinions about our products and services; and
• information relating to your dealings with us, including insights about you so that we can better understand your preferences and interests

We will advise individuals or the purpose for which their personal information is collected. 

If we collect sensitive information (as defined under the Act), we will treat it with the utmost security and confidentiality. We will ensure that it is not collected for any purposes, other than those for which we have obtained the individual’s consent, unless the law requires otherwise, or other exceptional circumstances prevail as described under the Act.

We may collect information about you which is considered sensitive under applicable privacy and data protection laws. This information may include:

• information in relation to your health 
• religious and cultural beliefs where your religious or cultural influence your food choices or type of dietary intervention possible. 

Generally, we will ask for your consent to handle your health or other sensitive information or, in certain circumstances, you will consent to our collection by providing your health or other sensitive information to us.  We may also handle your health or other sensitive information on other legal grounds, including to comply with our legal obligations, to protect your interests (where you are not capable of giving your consent), where it is in the public interest and in relation to legal claims.

Where an individual chooses not to provide requested information, we will advise that individual of what consequences this non-disclosure may have. For example, withholding certain information may limit our ability to provide relevant offers or services to individuals in a safe manner, or tailored to their individual needs.

We will not use your health or other sensitive information for marketing purposes.
How we collect your personal information
We collect your personal information in a number of ways. We may collect your personal information directly from you or in the course of our dealings with you, for example when you:

• provide personal information to us, for example, when you make or update a booking, subscribe to our email or other communications, enter a competition, provide feedback to us or otherwise interact with us;
• visit our website, social media channels or mobile applications;
• apply for a position with us;
• complete a form for us;
• engage in an Food Intolerance Breakthrough Call; Online Nutrition Consultation; Online EFT Consultation.  We record all  online consultations;

We may also collect personal information about you from other people or organisations. This may include our related entities and:

• a person who makes, changes or enquires about a booking, program or activity  on your behalf or who otherwise interacts with us on your behalf (such as a family member, Clinic Nurse, Doctor Receptionist);
• recruitment agencies and previous employers, if you have applied for a position with us and with your consent;
• our service providers and contractors (third parties that provide us with services under a white label arrangement, client records provider, marketing agencies, data analytics and market research providers and sales agencies, payment fulfilment and fraud protection providers and organisations that issue)  
• third parties who run competitions and other promotions on our behalf or for which we are the sponsor; and
• government agencies and regulatory authorities, including Department of Human Services - Medicare

We may combine and compare personal information that we hold about you with other information collected from, or held by, others. We do this to better understand your interests and preferences, which helps us to enhance your experience. More information about why we do this is provided under ‘Why we collect personal information’.

Why we collect personal information
We collect your personal information for a variety of purposes and on different legal grounds. Most of the time, we collect your personal information so that we can provide you with our services and any products that you may have requested and to enter into and perform our contract with you. This may include:

• Booking for consultations, ordering on your behalf, and with permission products or external services as described in our programs or offers during the booking process;
• communicating with you before and after your booked consultations, or programs. 

Some information is collected and handled for purposes that you've consented to. This may include:

• identifying and arranging benefits for you with our supplements, books, and other services, where you have asked us to do this;
• contacting you with marketing and promotional material about our offers or promotions, 
• collecting your health or other sensitive information.

At other times, we collect your personal information to carry out our functions and activities because we have a legitimate business interest in handling your information for these functions and activities. This may include:

• to develop insights about you so that we can better understand your preferences and interests. We do this to identify products, services that may be of interest to you, personalise your experience and enhance the products and services offered by us.  In these cases, both we and these third parties have an interest in researching and analysing the services our customers want and personalising our offers so we're better able to provide products and services that are relevant to you. We may also use trusted service providers to undertake the process of creating these insights; and
• to help us continuously improve the services and products we offer and respond to your feedback, queries and complaints.

We also collect your personal information to comply with legal, audit, reporting, record-keeping and investigation requirements and for operational and regulatory compliance purposes.

Disclosing information
We will only disclose personal information in accordance with the Privacy Act.
This means that personal information may be disclosed:

• For the purposes for which we have advised that we are collecting it, and for related purposes that the individual would reasonably expect;

• Where we have your consent to do so;
• The other person is your nominated carer or support person, and you give consent for information to be disclosed to them; 
• Your GP or Medical specialist to optimise your health outcomes, and you agree;

• As required by law, or
• Under other circumstances where permitted under the Act.

 In the course of our business activities, we may need to disclose some of your personal information to relevant staff.

What would happen if we did not collect your personal information?
If we cannot collect your personal information as described above, we may not be able to process your booking, organise support products or persons or other requests made by you.  We also may not be able to fully investigate an incident, complaint or claim, or provide you with all or some of our other products and services. 

You may not need to provide some of the information that we use on the basis of our legitimate interests. For example, you can disable cookies in your browser.

How long do we keep your personal information?
We will keep your personal information for as long as we reasonably require your personal information for any valid and lawful purpose. These purposes include to provide you with our services and any products that you have requested, exercise our rights and perform our obligations under a contract, investigate and defend actual or potential claims, comply with our legal obligations and other purposes permitted by law.

When it is no longer reasonably necessary for us to keep your personal information, your information will be destroyed or put beyond use. However, we may de-identify data and retain such data for statistical purposes only.

Overseas disclosures
We are based in Australia, so your personal information will be processed in Australia. However, we may disclose your personal information to organisations or persons located outside of Australia. The countries in which these organisations or persons are located will depend on the circumstances, but in the course of our ordinary operations, we generally disclose personal information to third parties located in the countries where:

• our third party service providers are located, including, United States of America;

If we disclose personal information to a third party in a country which does not have equivalent privacy laws to your home country, we will take steps to ensure that you are provided with appropriate safeguards in respect of your personal information. This might include entering into contractual clauses with the third party that place obligations on the third party in relation to their handling your personal information.
How we use cookies and web-tracking toolsCookies are tiny files sent to your browser and stored by your browser on your computer or other device that you're using to access our website or use our mobile applications.  Our cookies collect your IP address or MAC address, the city associated with your IP or MAC address, the date and time of your visit to our website, pages or advertisements viewed, the URL of the website that you viewed before our website and the type of browser you use.
We also use web tracking/analytic tools that generate detailed statistics about traffic to our websites, traffic sources and how you interact with advertisements on our websites and third party websites. These tools can also measure and record conversions and sales. 
The cookies and web-tracking tools allow our websites and mobile applications to interact more efficiently with the device you are using and to help us improve the content and functioning of our websites and mobile applications.
We also use cookies to help us and our third party service providers present targeted and customised advertising to you on our website and on third party websites.

Please see our Cookie Policy for more information on our use of cookies and web-tracking tools.

Our marketing and your personal information
We use personal information that we hold about you to identify services and products that may be of interest to you. 
We may contact you by email, text message or other digital service (such as through our applications that you install on your device such as mobile or iPad), phone or post to let you know about services, offers and promotions, for new or existing products or services that may be of interest to you. 

You can contact us at any time if you no longer wish to receive marketing materials from us.  If you receive a marketing email from us, you can opt-out from that particular category of marketing email by clicking on the "Manage Preferences" link or the “Unsubscribe” link at the bottom of the email. 

Storage and security of your personal information
Our systems
We mostly hold personal information electronically in Healthkit.com and databases. We also hold personal information in telephone recordings and in hard copy paper files. We use third party service providers to store some personal information.
We take reasonable steps to protect the information that we hold about you from misuse, interference and loss, and from unauthorised access, modification or disclosure.
We do this by having physical and electronic security systems and by limiting who can access your personal information. We also have online and network security systems in place for our websites, so that the information you provide us online is protected and secure. However, because of the nature of the internet, we cannot guarantee the security of your personal information.
Please contact us if you become aware of any breach of security.
10.2 Keeping your booking safe
Your Booking Reference (located at the top of your itinerary) or your Velocity PIN (if you are a Velocity Frequent Flyer member) is like your password for your booking.
You can help us protect your privacy by keeping your Booking Reference and your Velocity PIN safe. Don’t share your Booking Reference or Velocity PIN with any other person, unless you are happy for them to receive information from us about your booking and travel arrangements and to make changes to your booking.
We will only update a flight booking or otherwise provide information in relation a booking (including passenger names, destinations, changes or interruptions to travel or no-shows) or provide copies of itineraries or tax invoices, if our verification criteria are met.
If you believe your Booking Reference or Velocity PIN has been obtained by someone who you do not want to have access to your booking, please notify us immediately.
11. Rights in respect of your personal information11.1 General – access to and correction of personal data
You have a right to request access to or correction of your personal information held by us.
If you wish to access, correct or update any personal information that we hold about you, please contact us on the details below.  We will need to verify your identity before we can process your request. 
We will respond to your request within a reasonable time of you making the request and give you access in the manner you requested, unless it is unreasonable or impracticable for us to do so.
Sometimes we will be able to respond to your query over the phone, but sometimes we may need your request in writing and we might need some time to gather the requested information and get back to you. These more complex requests usually take us between 14 and 30 days. We might need to send a copy of the information to you by post or we might ask you to come and see us to have a look at the information.
Making a request is free. But depending on what information you request access to, we may need to charge you for giving you access to the information. The charges will not be excessive and we'll let you know if a charge will apply before we proceed with giving you access. There is no charge for correcting your personal information. Please note that if you are making a request from the European Union, your request will be completely free apart from in a very limited number of circumstances. This might include if your request is repetitive or if you have requested further copies of the same information. The fee will be based on the administrative cost of providing the information.
There may be reasons why we cannot give you access to the information that you have requested, or we refuse to correct your personal information. If this is the case, we will let you know these reasons in writing. If we refuse you access or to correct your personal information, you can make a complaint about this, by following the complaint procedures in this Privacy Policy.
If we refuse to correct your personal information that we hold, you can ask us to associate with that information a statement that the information is inaccurate, out-of-date, irrelevant or misleading.
11.2 Specific rights for EU residents only
If you are located in the European Union, then you may have additional rights. Some of these rights will only apply in very limited circumstances.

• You can withdraw your consent, where we rely on it for processing your personal information, at any time.
• You can ask us to confirm if we are using your personal information.
• You can ask us to delete your personal information. This right only applies in limited circumstances and will not usually apply where it remains necessary for us to process your information for the purposes for which it was collected, we are required by law to retain your information or your information is relevant to a legal dispute.
• You can ask us to stop or restrict how we process your personal information. These rights will apply in limited circumstances and will not usually apply when we need to process your information to carry out our day-to-day business functions or where we have compelling legitimate grounds for processing your information.
• You can ask us to help you move your personal information to other companies, where this is technically possible and only if we have collected and used your data via automatic means. Other conditions apply.
• You have the right to be informed and know about any protections that we have put in place when we are transferring your data overseas.

How to make a complaintIf you have a complaint about how we have handled your personal information, you can make a complaint by contacting us using the details below.
Once we have received your complaint, we will investigate and respond to you within a reasonable period of time.
We take any privacy complaint seriously and will deal with your complaint fairly and promptly. However if you are not satisfied with our response or how we handled your complaint, you may complain to the Office of the Australian Information Commissioner at:
Office of the Australian Information Commissioner (OAIC)
GPO Box 5218
Sydney NSW 2001
Phone: 1300 363 992
TTY: 1800 620 241
email: enquiries@oaic.gov.au
If your complaint relates to our airline services (rather than being privacy-related), you can contact the Airline Customer Advocate, which provides a complaint handling and dispute resolution process for eligible airline customers.
If you are located in the European Union, you have the right to complain to the local data protection authority within the EU. You can find the details of your local DPA here. 
13. Changes to our Privacy PolicyWe may update our Privacy Policy from time to time. Our Privacy Policy was last updated in May 2018. By continuing to use our website or otherwise continuing to deal with us, you accept this Privacy Policy as it applies from time to time.
We will post all updates to our privacy page.

Unauthorised disclosure or access
As Growing Strong Ideas P/L trading as Steps to Change s is committed to protecting the privacy of individuals, we will view unauthorised disclosure of, or access to, personal information by our employees or contractors, as a serious breach of this policy. Appropriate action (which may include disciplinary or legal action) will be taken in such cases.

Opt- out
We will always provide individuals with a nil-cost way of contacting us to register a request to “opt -out” from receiving any product offers. To opt out please email leah@stepstochange.com.au or complete a contact form or unsubscribe from a recent email. 

Access to personal information
Individuals will be able to access their personal information upon request. However, Growing Strong Ideas P/L trading as Steps to Change may occasionally need to deny access to information in accordance with the exemptions contained in the Act.

Security
Our goal is to protect the personal information collected by Growing Strong Ideas P/L and its associations. Personal information will be managed confidentially and securely and destroyed appropriately when no longer required.

We will monitor and implement appropriate technical advances or management processes, to safeguard personal information.

Data Quality
We will take all reasonable steps to ensure that the data we collect, use or disclose is accurate, complete and up to date, and has been obtained directly from individuals or other reputable sources.
 
Privacy Inquiries
Privacy related inquiries or concerns can be directed to Growing Strong Ideas P/L by contacting them directly via the contact page.  

Availability and review of Policy

We will make our privacy policy available upon request and will provide a link to this policy from our website.

This policy will be reviewed from time to time and any amendments will be incorporated into the updated policy.